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Aurora, CO · Cost Guide

Independent Living Costs in Aurora, CO

Independent living in Aurora runs about $4,175 a month, generally between $3,200 - $4,800/mo. The options here are the large retirement campuses, St. Andrew's Village, Garden Plaza of Aurora, and Cherry Creek Retirement Village, so the figure covers an apartment plus meals and services rather than any hands-on care, and it tracks apartment size and how full the amenity package is.

Independent Living Cost at a Glance

Average Starting Price
$4,175
Independent Living in Aurora · as of 2026
Typical Starting-Price Range
$3,200 - $4,800/mo
Varies by care level, room type, and location

Based on published starting prices across 4 independent living communities in Aurora.

Across Aurora's three independent living campuses, the spread is mostly apartment size and the depth of the dining and activity package. A compact unit with a basic plan sits near the low end, while a larger apartment in a full-service community lands at the top of the $3,200 - $4,800/mo range.

Independent Living Pricing by Community in Aurora

Published starting prices for independent living communities in Aurora. Where a community hasn't published a rate, an advisor can confirm current pricing at no cost.

Starting prices reflect the lowest published monthly rate and typically rise with care level and room type.

Makayla Dubiel

Aurora Independent Living Advisor

Makayla Dubiel

Local Senior Advisor

Makayla knows what independent living communities in Aurora actually charge and what each rate includes. Get free, unbiased help matching the right care to your budget, with no sales pressure and no obligation.

Why Independent Living Is Priced As It Is in Aurora

Independent living in Aurora is built around the apartment and the lifestyle, not personal care, which keeps the range narrower than assisted living or memory care. All three of the city's options, St. Andrew's Village, Garden Plaza of Aurora, and Cherry Creek Retirement Village, are large campuses where a monthly fee buys an apartment along with dining, activities, and upkeep. A smaller one-bedroom with a basic meal plan sits near the bottom of the range, while a larger apartment in a full-service building moves higher.

What the Aurora Independent Living Fee Buys

At these communities the fee bundles the apartment, a dining plan, weekly housekeeping, scheduled transportation, and a full calendar of activities and outings. Since no medical care is part of the package, the number holds steadier from one month to the next than it does in higher levels of care. A few campuses also ask for a one-time entrance or community fee, which is worth raising before you set two communities side by side.

Covering Independent Living Costs in Aurora

Paying for independent living falls to the resident rather than to public programs, so most people here lean on retirement income, savings, or the proceeds from a home sale, since Medicare and Medicaid do not fund a level of living without medical care. A long-term care policy generally stays on the shelf until a resident needs hands-on help with daily activities.

Planning for Higher Care on Aurora Campuses

The advantage of Aurora's larger campuses is that several offer assisted living, memory care, or skilled nursing on the same property. A resident can settle into independent living now and add care later without moving to a new address, which matters for couples and for anyone who wants to put down roots. Ask each community how that transition is priced so there are no surprises down the road.

Aurora Independent Living Across a Year

Independent living in Aurora runs $3,200 to $4,800 a month, roughly $38,400 to $57,600 across a year. The spread reflects apartment size and how much is bundled rather than any difference in care, since care is not part of this level. Set against the full annual cost of keeping a house, once taxes, maintenance, utilities and food are counted, the comparison is often closer than households expect going in.

Planning the Next Level From Aurora Independent Living

Several of Aurora's larger campuses offer assisted living, memory care or skilled nursing on the same property, which is the strongest reason to choose independent living here rather than a conventional apartment. A resident entering now has the later chapters arranged instead of facing a fresh search during a crisis. Ask what each level above costs today, what conditions trigger a move, and how often residents genuinely transfer internally rather than leaving. Ask what the fee actually includes as well, since meals, housekeeping, transport and activities are bundled differently between buildings, and the number that matters is the true monthly total for someone using the services they need.

Makayla Dubiel

Makayla Dubiel

Local Senior Advisor, Colorado

Advisor Insight on
Independent Living in Aurora

In Aurora, some independent living campuses share a property with assisted living or skilled nursing and some do not, a detail that matters for families who want to choose a home once and stay.

Compare Care Costs in Aurora

Costs rise with the level of care. Here's the average monthly cost for each option in Aurora.

Independent Living
$4,175 /mo avg
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Assisted Living
$5,455 /mo avg
View cost details
Memory Care
$6,900 /mo avg
View cost details
Skilled Nursing
$10,500 /mo avg
View cost details

Paying for independent living in Colorado

Every one of these sources has its own eligibility rules and none of them covers room and board. Our guides walk through what each one actually pays for.

Independent Living Cost FAQs for Aurora

How much does independent living cost in Aurora?

Independent living in Aurora averages about $4,175 a month, generally between $3,200 - $4,800/mo. That figure covers the apartment and lifestyle services rather than hands-on care.

How does independent living pricing compare to assisted living in Aurora?

Independent living usually costs less because it does not include personal care. Assisted living adds daily help with tasks like bathing and medications, which raises the rate.

What is included in the monthly independent living cost?

Most Aurora rates cover the apartment, a meal plan, housekeeping, transportation, and activities. Some campuses also charge a one-time entrance or community fee, so ask about that up front.

Why do independent living prices vary in Aurora?

Apartment size and how full the dining and amenity package is drive most of the difference between the city's three campuses.

Do Medicare or Medicaid pay for independent living in Aurora?

Neither pays for independent living, since it is not medical care. Residents typically use retirement income, savings, or proceeds from selling a home.

Is there an entrance or community fee on top of the monthly rate?

Some Aurora campuses charge a one-time fee in addition to the monthly figure. It is worth confirming before you compare two communities.

What happens to the cost if my needs change later?

Several Aurora campuses offer assisted living, memory care, or skilled nursing on site, so a resident can add care without moving. Ask how that step up is priced.

How can I pay for independent living in Aurora?

Most families use retirement income, savings, or home-sale proceeds. A local advisor can also explain how a long-term care policy might help once higher care is needed, at no cost.

What Fits Your Budget for Independent Living in Aurora?

Our local advisors know what every independent living community in Aurora actually charges and what's included. Get free, unbiased help matching the right care to your budget — no sales pressure.

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