One Campus, and What a Secured Room Costs on It
The Oaks at Belmont, on West River Drive, prices a secured room at $5,382 a month. Fifteen of the campus's sixty rooms are secured, and the figure sits above what the same address charges for assisted living, which is the ordinary pattern when a building prices its memory care separately.
What is not ordinary at The Oaks is the rest of the ladder. This campus runs apartments, assisted living, secured memory care and skilled nursing on one property, so a resident who moves into a secured room is already somewhere that can take them further if their medical needs change. In most of Kent County a secured room is the last thing a building offers, and the next step means a different address at a moment nobody wants to be moving. At this address it means nothing more than a different corridor.
What Decides a Household's Own Number
Where a resident is arriving from on the Belmont campus is the first question. A household already renting an apartment on the property, or living on its assisted living side, crosses into memory care as an internal move, and campuses run the timing and the paperwork for their own residents on different terms from an outside family. Fifteen secured rooms is a small pool, so that distinction matters more here than the published rate does.
After that the levers are whichever room The Oaks has free and the resident. A room to oneself is priced above a shared arrangement, and where the campus charges care levels above its secured rate, a resident needing two staff at transfers or repeated attention overnight sits higher on that schedule. A charge collected at move-in falls outside the monthly figure, and continuing-care campuses structure that differently from single buildings, so it belongs in the first conversation rather than the last.
What the Secured Rate Carries
Inside the figure at The Oaks at Belmont are the room, meals eaten with staff on hand for anyone who needs it, cleaning, laundry, a day that runs to a pattern, a secured garden and night staff who do not sleep. Bathing, dressing and the evening are staffed from within the rate; on the assisted living side of the same campus those hours are priced as a service on top of the rent.
Outside it sit the move-in charge, continence supplies, the salon, pharmacy deliveries, personal belongings and clinicians who call at the building. Pets are welcome here, which is uncommon in secured care and carries a charge of its own. The campus also accepts Medicaid, rare for a continuing-care community and the single most consequential fact for a household whose funds will not stretch indefinitely.
Planning Around Fifteen Rooms
A secured pool this size does not turn over often, and residents already on the campus are the natural candidates when it does. The question for a household coming from outside is therefore not only the rate but its place in the queue: who is offered the next room, on what basis, and whether being on the property already is what decides it.
The preparation is the familiar list, done earlier than feels necessary: a completed assessment, a doctor's report and a current list of medications. It is worth asking at the same time what skilled nursing costs on the property, because the whole argument for a campus like this one is that the last move is the shortest, and a household should know what that stage costs before it needs it.
The same conversation should cover the apartment and assisted living tiers, even for a resident heading straight into secured care. Those figures set what the campus costs a household that arrives early, and in a village where this is the only senior living address, arriving early is the one lever that reliably improves both the price and the timing.