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Commerce Township, MI · Cost Guide

Independent Living Costs in Commerce Township, MI

Independent living in Commerce Township lists $3,500 - $4,500/mo, an average of $4,000 a month, and both apartments sit inside buildings that also run assisted living and a secured neighborhood. That makes the apartment rate the lowest month a household will ever pay at either address, which is the useful way to read it.

Independent Living Cost at a Glance

Average Starting Price
$4,000
Independent Living in Commerce Township · as of 2026
Typical Starting-Price Range
$3,500 - $4,500/mo
Varies by care level, room type, and location

Based on a small sample (2 communities with published pricing); use it as a guide and confirm current rates with an advisor.

Both Commerce Township apartment figures come from buildings that also carry assisted living and a secured neighborhood, so the spread reflects scale rather than service: forty-five beds on Decker Road against a hundred and ten on Martin Parkway. Neither rate includes hands-on care, and the increases that arrive when a resident needs it are set separately by each building and are not published.

Independent Living Pricing by Community in Commerce Township

Published starting prices for independent living communities in Commerce Township. Where a community hasn't published a rate, an advisor can confirm current pricing at no cost.

Community Starting Price
Hampton Manor of Commerce From $3,500/mo
The Avalon of Commerce Township From $4,500/mo

Starting prices reflect the lowest published monthly rate and typically rise with care level and room type.

Two Apartments, and What Sits Above Them

Hampton Manor of Commerce at 100 Decker Road lists $3,500 for an apartment, in a forty-five-bed building that keeps fifteen rooms secured. The Avalon of Commerce Township at 2500 Martin Parkway lists $4,500 in a building of a hundred and ten beds with thirty secured. Both are apartment rates rather than care rates, meaning nobody is assessed on the way in and nothing hands-on is bundled into either figure, which is why these two numbers behave more predictably than any others in the township.

Scale rather than service is what separates them, so a household at Decker Road joins forty-four neighbours and a smaller dining room, while one at Martin Parkway joins a building more than twice that size, with the fuller calendar and longer corridors that come with it. Both put the two higher levels of care under the same roof, so the apartment a resident takes now is the address they are likely to still be in when help is needed.

Two Buildings, One Thousand Dollars Apart

At this level there is no care assessment to speak of, so the size of the apartment does most of the work. A one-bedroom sits above a studio at both addresses and a two-bedroom above that, and a second occupant carries a monthly charge of their own, which for a couple is the single largest variable in the quote and the one most often left out of an early estimate.

The second thing that moves the number is not the apartment at all but what happens later. Independent living residents at either address who begin needing help with medication or bathing move onto the assisted living rate, and from there into the secured neighborhood if memory becomes the issue. Each of those steps is priced separately, and neither building prints the increases, so a household planning a decade rather than a year should ask for all three levels in writing at the first conversation.

Everything the Monthly Charge Already Settles

The monthly figure covers the apartment and its utilities, a dining plan, weekly housekeeping and linen, the maintenance a house used to demand, scheduled transport and the activity calendar. What it does not cover is care, and that distinction is the whole of the level: nobody administers medication, nobody helps with bathing, and no nurse assesses a resident at move-in.

Billed outside the rate are a fee at move-in, the second-occupant charge, guest meals, and anything a resident adds by choice. Both Commerce Township addresses also take short respite stays, priced by the day, which is a straightforward way for someone weighing a move to spend a week in the building before committing to a lease.

Timing, Which Runs Differently at This Level

Independent living is the one level families plan years ahead rather than days, and Commerce Township rewards that patience, because the buildings that fill slowly are also the ones that hold a resident longest. Oakland County holds roughly two hundred and fifty thousand residents past sixty-five, the western lake townships take a steady share, and a building the size of The Avalon of Commerce Township fills from a catchment much wider than the township itself.

The local advantage is medical rather than administrative, since DMC Huron Valley-Sinai sits inside the township with a hundred and fifty-three beds, the Krieger Center for Senior Adults and the Charach Cancer Treatment Center, so routine specialist appointments stay minutes from either address and rarely turn into a billed trip. The Ralph C. Richardson Park and Center on East Oakley Park Road puts a senior center, a library branch and recreation grounds on one site, which is often what makes a household's week survive the move intact rather than having to be rebuilt around a new address.

Advisor Insight on
Independent Living in Commerce Township

The apartment figure is the least important number at either Commerce Township address, because it is the one a household pays while needing nothing. What decides the ten-year cost is the two rungs above it, and both buildings quote those individually and only on request, which is why the conversation to have at move-in is about the whole ladder rather than the lease.

Compare Care Costs in Commerce Township

Costs rise with the level of care. Here's the average monthly cost for each option in Commerce Township.

Independent Living
$4,000 /mo avg
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Assisted Living
$4,533 /mo avg
View cost details
Memory Care
$6,000 /mo avg
View cost details

Paying for independent living in Michigan

Every one of these sources has its own eligibility rules and none of them covers room and board. Our guides walk through what each one actually pays for.

Independent Living Cost FAQs for Commerce Township

How much does independent living cost in Commerce Township, MI?

Apartments list $3,500 at Hampton Manor of Commerce on Decker Road and $4,500 at The Avalon of Commerce Township on Martin Parkway, an average of $4,000 a month within a $3,500 - $4,500/mo range. Both are apartment rates with no care attached, so unlike assisted living there is no assessment adding a tier, and what a household pays is close to what the building publishes.

How does independent living pricing compare to assisted living in Commerce Township?

Assisted living is priced above the apartment rate at both addresses because it adds things independent living does not carry: medication given by trained staff, help with bathing and dressing, and a care plan reassessed as needs change. That is a difference in what is provided rather than a judgment about either level, and for a resident who manages their own day, the apartment rate within the $3,500 - $4,500/mo range buys everything they actually use.

What is included in the monthly cost of an independent living apartment here?

The apartment and its utilities, a dining plan, weekly housekeeping and linen, building maintenance, scheduled transport and the activity calendar. What is deliberately excluded is hands-on care, since nobody administers medication or helps with bathing at this level. Outside the figure sit a move-in fee, a charge for a second occupant, guest meals, and anything a resident chooses to add.

Why is there a thousand dollars between the two Commerce Township apartments?

The gap is scale rather than service, since Hampton Manor of Commerce runs forty-five beds and a smaller dining room; The Avalon of Commerce Township runs a hundred and ten with the fuller calendar and larger common spaces that size supports. Both keep assisted living and a secured neighborhood in the same building. Where a budget is fixed, asking each address to quote a specific apartment and second-occupant arrangement beats comparing the two published figures.

What sits between the listed apartment figure and a household's real monthly cost?

Less than at any other care level, which is the appeal of $4,000 as a planning number. The apartment rate is close to the real one, with the move-in fee, a second-occupant charge and optional extras making up most of the difference. The number that changes materially is the one that arrives later, when a resident moves onto the assisted living rate and, if memory becomes the issue, into the secured neighborhood.

Does Medicaid help pay for independent living in Michigan?

No, and that is true across Michigan rather than only here, because the MI Choice waiver funds care services for residents assessed at a nursing-facility level of care, and an independent living apartment carries no care to fund, so the level falls outside the program entirely. The waiver never pays for the accommodation either, only for care, so housing costs stay with the household. Neither local address participates in Medicaid at any level, so planning here is private throughout.

How can a family pay for independent living in Commerce Township?

Most households fund an apartment from the proceeds of the home they are leaving, with retirement income covering the monthly figure afterwards, and the arithmetic often works out close to what running a house already cost. Long-term care insurance generally does not pay at this level, since policies trigger on a loss of function that independent living does not require. The routes worth opening early are the ones that matter at the next rung rather than this one.

How does an advisor help a case manager weighing an apartment against assisted living here?

By producing the figures neither building publishes, so a case manager sees the apartment rate, the assisted living rate and the secured neighborhood rate for both addresses on a single sheet rather than chasing them one call at a time. A Local Senior Advisor covering western Oakland County can also establish what triggers a move between the levels and who makes that decision, which is the part determining whether a placement holds. Where a client would genuinely use hands-on help, that comparison tends to settle the question before any tour is arranged.

What Fits Your Budget for Independent Living in Commerce Township?

Our local advisors know what every independent living community in Commerce Township actually charges and what's included. Get free, unbiased help matching the right care to your budget — no sales pressure.

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