Kaysville keeps its Medicaid-accepting senior living close to its old center, with 2 communities that could hardly be more different in scale: the 16-bed Villas at Baer Creek just off South Main and the 74-bed Apple Tree on 300 West, a converted-house feel set against a full campus. Both carry assisted living and memory care licenses, so a family weighing Medicaid here is really choosing between a small household setting and a larger building rather than hunting across town for a single open door.
The families who reach for Medicaid in Kaysville are usually the ones who planned to pay privately and watched care costs outrun their savings faster than expected. For them, once a resident qualifies, the New Choices Waiver becomes the bridge that picks up the cost of care inside a licensed assisted-living or memory-care home, which keeps the move inside Kaysville rather than forcing a search in another county.
Care at Two Scales: Baer Creek's Household and Apple Tree's Campus
At The Villas at Baer Creek, care happens at the scale of a single household. 16 residents share common rooms and a small staff, so a resident funded through the waiver gets the same help with bathing, dressing, medications, and meals as a private-pay neighbor, in a setting closer to a large home than a building. Apple Tree, a few blocks north on 300 West, runs the other model: 74 beds, more staff on a shift, and the wider range of activities and dining a full campus supports. Both hold assisted living and memory care licenses, so the program reaches the same two care levels at either address.
The waiver pays for the care a resident needs, not for the apartment they live in: in assisted living that covers daily hands-on help and supervision, and in memory care it adds the secured setting and heavier staffing a dementia diagnosis calls for. Utah funnels every bit of it through a single program, the New Choices Waiver, open to residents whose needs reach a nursing-home level. Because the program pays the care share and leaves the housing share alone, a waiver-funded resident in Kaysville often shares a room to hold the out-of-pocket cost down, while private-pay residents more often keep a room of their own. The hands-on care is identical either way; what shifts is the room and the share of the bill a family covers.
Care, Room, and the Part Medicaid Pays in Kaysville
Private-pay assisted living in Kaysville generally lands in the low-to-mid $4,000s a month, below Utah's statewide median near $5,475 and well under the national figure near $6,200. Memory care costs more, often topping $5,000 once secured staffing is folded in. The starting rates pinned to the Kaysville buildings, a few near $2,200, are not what a private-pay resident really owes; they usually mirror a bare Medicaid floor, not a market rate.
Medicaid reshapes that math for anyone who qualifies: through the New Choices Waiver, the program absorbs the care-services part of an assisted-living or memory-care charge, normally the largest line. It leaves the room-and-board piece, the housing-and-meals cost, to the resident, who pays it out of monthly income. A single applicant in 2026 generally has to show income no higher than $2,982 a month and countable assets under $2,000, with Utah reviewing the prior 5 years of transfers. Skilled nursing follows a separate track, traditional Medicaid, where room and board is included. Independent living draws no Medicaid help at all, since the program funds care and independent living rests on no care need, and neither Kaysville community offers that tier anyway.
A Steady Senior Share and a Short List of Waiver Beds
Kaysville is one of Davis County's older, more settled suburbs, near 33,000 residents with close to one in ten past 65, roughly 3,200 older adults. That is a moderate senior share for the area, above the county's fast-growing northern suburbs but below the older bench towns to the south. Most of the city's senior living is private-pay, so the 2 communities that accept Medicaid make up a small slice of the local inventory, and the waiver-funded rooms inside them are a smaller slice still. The New Choices Waiver is capped statewide, so qualifying does not guarantee an open room in a given week, and the number open at Baer Creek or Apple Tree shifts constantly enough that current availability is worth checking rather than guessing.
Why a Local Move Beats a Move Away in Kaysville
For most Kaysville families, the strongest reason to keep a Medicaid move in town is plain continuity. Years in Kaysville usually leave a resident with adult children a few minutes off in the Davis County corridor, a congregation that still visits, and a chart already known to the doctors at Intermountain Layton Hospital. A waiver-funded room at Baer Creek or Apple Tree keeps all of that within reach, where a move out of the area to chase an open bed would trade it away. Both Kaysville communities also carry assisted living and memory care under one roof, so a resident whose needs deepen can often step up care levels without leaving the building or the town. For a family already stretched by the cost question, not having to repeat the whole search a year later counts for a lot.
Narrowing Kaysville's Two Buildings With an Advisor
With only two Medicaid-accepting communities in Kaysville, a local advisor's job is less about searching and more about reading the live picture at each one. Which of the two suits a resident, the memory-care side versus lighter assisted living, a small household versus a larger campus, is the call that usually settles a Kaysville search, and an advisor reads it against whether The Villas at Baer Creek or Apple Tree has a waiver-funded room open this month. The advisor tracks which building has movement and which has a wait, so a family is not calling both and guessing.
On a hospital discharge the timing matters even more, since a waiver application and approval can run weeks while a bed will not wait. An advisor who knows the Kaysville buildings can line up the paperwork and the room search at the same time. Our directory for Kaysville keeps growing as we vet communities for 2026. Talk it through with a local advisor about Medicaid-accepting senior living in Kaysville, or browse the communities we've reviewed whenever you're ready.
