What the secured setting buys
Memory care costs more than assisted living because it does more. At Coventry Senior Living, $5,500 a month supports a protected environment that keeps residents from wandering, a higher ratio of trained staff, and a daily rhythm designed around memory loss rather than general aging.
The number also covers the basics families expect: a private or shared room, meals, housekeeping, and around-the-clock supervision. The added cost reflects safety and specialized care, not a luxury upgrade.
A dedicated wing inside a larger campus
Coventry sets aside 32 of its 162 beds for memory care, so residents get a focused, smaller environment within a community that also runs independent living and assisted living. That structure matters: someone can begin in assisted living and move into the memory care wing as dementia progresses, staying among staff and surroundings they already know.
Keeping that continuity in one place can ease a hard transition for the resident and the family, and it removes the cost and stress of finding a brand-new community mid-illness.
Planning the bill with help available
Memory care is often a years-long commitment, so families think hard about how to fund it. Most start with private resources, then layer in long-term care insurance, veterans benefits, or Medicaid where it applies.
Coventry accepts Medicaid, and Utah's waivers can cover the care portion of memory care for residents who qualify medically and financially, though they do not pay room and board the way Medicaid can in a nursing home. Our advisor can map which of these paths fits before the bills start.